TRN Law Associates represents clients with Chapter 7 and Chapter 13 bankruptcy. Chapter 7 is a complete liquidation of debt, and only those that pass the Means Test, meaning they have under a certain amount of income, can qualify. Chapter 13 bankruptcy is used for those that are over the income level to qualify for Chapter 7, but also those that own property, are behind on their mortgage payments or want to strip a junior lien on the property. In order to determine which chapter is best for you, contact TRN Law Associates.
